Estate planning – why it’s important to have a will

What is your ‘estate’? Your ‘estate’ includes everything you own – your ‘earthly possessions’, if you will. It can include for example cash, property, cars, boats, furniture, jewellery, family heirlooms, art, shares and more. What is estate planning? This is where you decide what will happen to your belongings after you pass away. By leaving … Read more

Teaching kids about money

Raising your kids to be smart with money gives them vital life skills. Helping younger kids understand money As a parent, you can shape your child’s relationship with money from an early age.   You don’t need to be a money expert to teach kids about money. Simple conversations at home and everyday moments can … Read more

Should you change your investment strategy because of the CGT changes?

The capital gains tax (CGT) reforms have sparked debate about whether investors should favour income-producing investments over those focused on growth, in an effort to reduce their tax bill. But a lower tax bill doesn’t necessarily lead to a better investment outcome. New modelling of the reforms suggests that while higher-growth investments could face larger … Read more