Prices for property, cryptocurrencies and shares have all hit records recently. While great news for investors, there’s always a risk that some people will jump into the market because they are afraid of missing out on easy money. FOMO, or the fear of missing out, has always been around on financial markets, but social media … Read more
The calendar turns over to a fresh, brand new year, full of promise, so how do we keep those promises we make to ourselves and get to the end of the year with our resolutions intact and goals realised? We all start out with good intentions when we set our objectives for the year to … Read more
With much of the country opening up after a long period of travel disruptions due to COVID-19, Australian’s now, more than ever, are taking the opportunity to get on the road and discover our own backyard. And, if you’re able to work flexibly, you may be able to extend that holiday a little longer or … Read more
Christmas is a time when we come together to celebrate with our family and friends. And, for those who haven’t been able to see friends and family due to border closures, it will be an even more joyous occasion this year. Gift-giving is typically a big part of celebrating Christmas and provides a great opportunity … Read more
After a difficult year of COVID disruptions and uncertainty, the summer holidays can’t come quickly enough. It’s a chance to refresh and reflect on the year that was and hopefully set some goals for year ahead. Yet this year more than most, many of us may feel that our personal and financial priorities have shifted … Read more
Stay up to date with what’s happened in Australian markets over the past month. As November drew to a close, and we look towards the end of the year, all eyes were on the new strain of the coronavirus, Omicron. Please get in touch if you’d like assistance with your personal financial situation.
Inflation appears to be firmly on the rise and while that is bad news for consumers it’s not necessarily bad news for investors. In fact, inflation may provide new opportunities. In the September quarter, the consumer price index (CPI) rose 3 per cent year on year, a level previously not forecast to be reached until … Read more
Greater flexibility in working arrangements has been a by-product of the pandemic, as working from home has become more widespread. In fact, The Families in Australia Survey: Towards COVID Normal reported in November 2020 that two thirds of Aussies were working from home. While this flexibility has many benefits, it does also bring downsides, such … Read more
Asset rich and income poor is the dilemma faced by many retirees. But there may be opportunities to boost your income in retirement by tapping into your biggest asset – your home. With property prices booming, many retirees are finding that the home they have lived in for decades is worth a small fortune, but … Read more
Negatively gearing an investment property is viewed by many Australians as a tax effective way to get ahead. According to Treasury, more than 1.9 million people earned rental income in 2012-13 and of those about 1.3 million reported a net rental loss. So it was no surprise that many people were worried about how they … Read more
The start of a new year is always a good time to check whether your insurance policies are still serving your needs. But this year there is even more reason to review your cover. If your super balance is less than $6000 or you are under 25 and are a new fund member, life insurance … Read more
Just when you thought you had a grip on the superannuation rules, they change again. This time though, the changes are mostly positive, especially for older super members keen to top up their savings. From 1 July 2020, changes came into effect with the potential to help retirees as well as members suffering financial hardship … Read more
