If you’ve ever had a job in Australia, even short-term, your employer probably paid money into a super fund for you. This money is yours – even if you’ve moved, changed names, stopped using your old phone or email, or never signed up for an account. To find out how much you have you can: … Read more
Investing isn’t just a numbers game. It’s an activity that stirs various emotions from hope and optimism to fear and anxiety. Whether the ASX is surging or stumbling, emotional responses to market movements can shape outcomes just as much as economic fundamentals. Understanding those responses is crucial to building resilience, especially in unpredictable times. These … Read more
If you’re lodging your self-managed super fund annual return for the first time learn about your lodgment obligations. If you have a new self-managed super fund (SMSF) you must lodge your SMSF annual return (SAR) by 31 October 2025. Contact us as soon as possible if you need help preparing your SMSF annual return. This allows time … Read more
Older Australians can access both government-funded and private aged care services, each with different costs, eligibility rules and flexibility. Understanding the differences between these options can help you or your loved ones make informed choices about the right support at home or in care. Elderly care is currently one of the most invested programmes by … Read more
Putting off investing could cost you more than you think Many people delay investing because they feel they don’t know enough, are afraid of making mistakes or believe they need a large sum to begin. This ‘investment procrastination’ — which can be a result of uncertainty, fear or hesitation — can limit their ability to … Read more
We can help you plan for retirement and meet financial challenges when you’re retired. You may be at a point in your life where you’re thinking about retiring. This could mean you’re reducing your work hours or stopping work completely. There are many things to consider about life in retirement. Some of these things could … Read more
How to develop an estate planning strategy to deal with your assets in the event of your death. Estate planning involves developing a strategy to deal with your assets after you die – the legal instruments and structures, such as a will, you put in place to transfer your assets in the event of death. … Read more
It’s easy to get sucked into the lure of the biggest companies – they’re the most powerful; they’re unstoppable. But history suggests that’s not how these things work. The companies many investors have relied on for their returns in the last few years are the Magnificent 7 (Mag 7). Today, what kind of shape are … Read more
Planning to retire means considering the steps and decisions needed to get you to where you want to be. Think ahead to the kind of life you want to live and how you will support yourself when you’re no longer working. Work out how much you need to retire How much you need to retire … Read more
Two mental traps that could be affecting your investing Even the most experienced investors can fall prey to subtle psychological traps. These behavioural biases often operate under the surface, influencing decisions in ways that can undermine long-term investment success. Here are two of the most common behavioural biases that may be affecting your investment results … Read more
Take a sec to check Scammers aim to take advantage of weak security and plan on you being distracted with everyday life. To keep yourself safe: Stop – Don’t share your personal information such as your myGov sign in details, Tax File Number (TFN), or bank account details, with anyone unless you trust the person … Read more
Money sure can stir up a lot of emotions in relationships. From arguments over who spent too much on takeout to disagreements about saving for a house, finances can be a major stressor for couples. So, let’s dive into why money can be a relationship minefield and how you can navigate those financial trenches with … Read more
