Beware pushy sales tactics targeting your super

How to keep your super safe The Australian Securities and Investments Commission (ASIC) has warned Australians to beware of high-pressure sales tactics aimed at getting people to switch superannuation providers. The regulator has warned that “clickbait” ads, comparison websites and promises of unrealistic returns are among the tactics being used to entice Australians into switching … Read more

1 in 3 Australians in their late 60s are still working, new HILDA survey shows

Australia has seen a dramatic transformation of retirement over the past 20 years, with more Australians delaying retirement than ever before, reshaping expectations for later life. This shift matters because it marks a fundamental change in how people transition out of the workforce — with important implications for financial security in later life. The decision … Read more

Relationships and money

Making plans to move in with your partner or share finances can be exciting. Knowing your financial and legal responsibilities, and where to get help if you need it, can make your life together run more smoothly. Talk about your finances The earlier you start talking about your finances with your partner, the better. Understand … Read more

Five building blocks that could lead to a more confident retirement

Vanguard’s newly released How Australia Retires 2025 report explores how Australians prepare for and experience retirement. Based on a nationally representative survey of 1,800 Australians aged 18 and over conducted in February 2025, the research reveals a significant gap in sentiment between working and retired Australians. While 65% of retirees expressed positive feelings about retirement, … Read more

Cash reserves hit new records but avoid the traps

Why holding too much cash could burn a hole in your investment returns Monthly data just released by the Australian Prudential Regulation Authority (APRA) shows households across the nation are now holding record levels of cash. APRA’s data shows the amount of cash held in authorised deposit-taking institutions (ADI) such as banks and credit unions … Read more

Spouse super contributions

Ways of contributing to your spouse’s super There are 2 ways of contributing to your spouse’s super: You may be able to split contributions you have already made to your own super, by rolling them over to your spouse’s super – known as a contributions-splitting super benefit. You can make a super contribution directly to your … Read more

How mortgage debt is reshaping retirement for Australians

Mortgage debt is impacting the confidence of many retirees Vanguard’s How Australia Retires 2025 report reveals a concerning trend: more Australians are expecting to enter retirement with mortgage debt, and it’s having a real impact on how they feel about their financial future. The findings are based on a nationally representative survey of 1,800 Australians … Read more

The principles behind smart borrowing to invest

What makes a smart investor? Australians are living longer and experiencing higher house-to-wage ratios. It makes good sense to consider how you can achieve a comfortable long term future. Our recent webinar on borrowing to invest brought together financial advice commentator Noel Whittaker, REA Group’s Chief Economist Nerida Conisbee and NAB Equity Head of Sales … Read more

Boost your super savings

What’s your super strategy? Creating a strong super strategy is crucial to setting yourself up for success later in life. Starting now and making small changes to how you approach your super savings can make all the difference to ensuring you have a secure and comfortable retirement. A proactive and well-planned super strategy helps you … Read more

Caring for older Australians

Information and resources to help you care for an older Australian. Caring for the elderly or aged means caring for someone who is either: older than 65 older than 50 for Aboriginal or Torres Strait Islander people. It may be your parent, grandparent, extended family member or loved one. You have access to the same … Read more

As Trump abandons the rulebook on trade, does free trade have a future elsewhere?

The global trading system that promoted free trade and underpinned global prosperity for 80 years now stands at a crossroads. Recent trade policy developments have introduced unprecedented levels of uncertainty – not least, the upheaval caused by United States President Donald Trump’s sweeping tariff regime. This is presenting some fundamental changes to the way nations … Read more